Vision Insurance for Independent Construction Subcontractors
Job-site vision matters on every trade, and no general contractor is issuing you a vision card. Sub Pro Health compares plans starting at $12 per month covering eye exams, glasses, and contacts, so independent construction subcontractors can protect their eyesight without depending on whoever they're subbing for this month.
What Does Vision Insurance Cover?
Annual Eye Exams
Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.
Prescription Eyeglasses
Vision plans provide an annual allowance toward frames and lenses. Many plans also include discounts on lens upgrades such as anti-reflective coatings, progressive lenses, photochromic lenses, and blue-light blocking options - useful for subs staring at plan sets and screens between jobsite visits.
Contact Lenses
Rather than using the glasses allowance, most plans allow you to apply a similar benefit toward contact lenses - including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts. Some subs prefer contacts under safety glasses or a hard hat on site.
LASIK & Corrective Surgery Discounts
Most major vision plans include discounts on LASIK, PRK, and other laser corrective eye procedures through in-network providers, which can meaningfully lower the out-of-pocket cost of surgery.
Additional Benefits
Discounts on additional pairs of glasses, online eyewear retailer access, blue light filter and specialty lens upgrades, and kids' eyewear programs with extra coverage.
What Does Vision Insurance Cost?
Individual vision plans start around $12/month, with family and bundled options priced up from there. Your Sub Pro Health agent will show you exact pricing for your ZIP code as part of your free quote.
Is Vision Insurance Worth It?
If you wear glasses or contacts, vision insurance often pays for itself within a few months of premiums. Even for subs with sharp vision, the annual eye exam can catch early signs of conditions like glaucoma or diabetes that are easy to miss when you're focused on the next job. Think of your vision plan less as an insurance product and more as a membership that makes routine eye care affordable year-round.
Vision + Dental Bundles
Many subs find it simpler to bundle dental and vision coverage together in one monthly payment instead of tracking two separate plans and two separate bills. Ask your agent about bundle pricing when you request your free quote.
Ready to see your options?
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